ocean credit card

The Ocean Credit Card is issued by Capital One (Europe) plc. Ocean Finance, There's an initial credit limit of £200 to £1,500 and the amount offered varies by customer depending on their credit history and financial situation. The higher the APR, the more expensive it’ll be to spread the cost of your purchases. For more information on how we use your data, please see our privacy policy. Learn how we maintain accuracy on our site. If you want to avoid paying interest, yes. ZA227007. The Ocean Credit Card is issued by Capital One (Europe) plc. Equal Opportunity Affirmative Action Employer. Make payments and check your balance on the go, The easiest way to pay for things up to £30, Keep track of your spending with email and text alerts. Registered office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Call your credit card provider’s customer service team and ask them to confirm your due date. More about the Ocean Credit Card. You’ll need to provide your address details for the last three years, and you’ll generally receive a response within one minute. Ocean Sign In User Name Forgot User Name? Most cards come with an interest free period of around 40-60 days so if you pay your entire credit card bill off in full each month you’ll not be charged a penny in interest, making it a very cost-effective way to borrow. Your preferences will be linked to the details you provide above and they can be updated at any point by contacting us or using the unsubscribe link in any message we send you. Complete our simple, straight forward form. The table below shows the options available. You are about to post a question on finder.com: Level 2, 20 St Thomas St, Because of this, if you wait until your due date to clear all or some of your balance, your credit utilisation ratio could appear higher than it actually is and impact on your credit score. Capital One® is a registered mark of Capital One. The Ocean Credit Card is issued by Capital One (Europe) plc and has an interest rate of 39.9% APR representative variable with no annual fee. RG-PJR-41-110300 and … You have every intention of paying your dishwasher off and bringing your account back down to normal by your due date, but your credit card provider does its reporting on the 19th of every month. Registered Office: Trent House, Station Street, Nottingham NG2 3HX. Registered Office: Trent House, Station Street, Nottingham NG2 3HX. But remember, not using your card responsibly could do the opposite and seriously harm your credit score. 5 ways to improve your credit score in 1 day, How to claim tax back for working from home, QuickCheck won't affect your credit rating. Ocean’s credit card is issued on the Mastercard network, so it’s accepted at more than 35 million merchants and ATMs worldwide. Before you apply, you can use Ocean’s “QuickCheck” service to find out if you’re likely to get approved. You have a credit card limit of £1,500 but this time you’ve spent £1,000 of it to finance a new dishwasher. Ocean is perhaps better known for its loan products, and those who are not existing Ocean customers looking to keep their finances under one roof may struggle to see the appeal of this simple yet potentially expensive card. The APR shown represents the interest rate offered to most successful applicants. APR stands for Annual Percentage Rate and, simply speaking, it’s how much it costs you to borrow money over a year. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. It’s quite literally as easy as that. stays on your credit report for six years. This should ensure you pay on time each month and help you keep on track. One single interest rate for all transactions unlike other credit cards, Receive free text message reminders to pay each month, You will be charged for going over your agreed limit or for making a late payment. Luckily, there are companies (like us!) It's always wise to check the terms of any deal before you borrow. Your limit will be based on Ocean’s assessment of your circumstances, and this … There's an initial credit limit of £200 to £1,500 and the amount offered varies by customer depending on … Buy tickets for up to 3500 selected live events through Barclaycard entertainment and get 5% off tickets per year and exclusive pre-sale tickets on selected festivals with 10% off ticket prices. (Remember though, a bigger balance could take longer to pay back and increase the interest you’re paying). Collect 1 Tesco Clubcard point per £4 spent (£4 minimum) in Tesco and 1 Clubcard point per £8 spent (£8 minimum) outside Tesco in each purchase transaction. offer credit facilities from a panel of lenders. Once you've had the card for a while and shown Ocean Finance that you're reliable, you may wish to apply for a credit limit increase. A direct debit protects you from forgetting to make a repayment and damaging your credit score – making it harder and more expensive to borrow money in the future – and getting hit with a penalty fee (£12) as a result. Don’t wait, know if you’ll be accepted before you apply with QuickCheck, Ocean Finance, Non-sterling transactions are subject to a 2.75% charge. Optional, only if you want us to follow up with you. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. This should be avoided at all costs but if it isn’t, three things will happen: While one and two might be pretty repairable within the next billing month, number three could linger around and a single missed payment stays on your credit report for six years. This depends entirely on how much you owe but in an ideal world, all of it. Ocean and Ocean Finance are trading styles of Intelligent Lending Limited © 2020. Ocean Credit IFN SA Bucharest, District 1, Calea Floreasca Nr. Password Forgot Password? Capital One (Europe) plc. Ocean and Ocean Finance are trading styles of Intelligent Lending Limited © 2020. Alternatively you may wish to set up a direct debit. We We show offers we can track - that's not every product on the market...yet. At Finder, we value and respect our editorial independence. Ocean Finance needs your details in order to check your eligibility through QuickCheck, which only does a soft search. Ocean and Ocean Finance are trading styles of Intelligent Lending Limited © 2020. London, SE1 9RS. If your credit score isn’t high, if you’ve missed repayments in the past or if you’ve had CCJs, getting a credit card can be particularly tricky. 2 | Registration number at the Trade Registry J40 / 4381/2015 CUI 34353350 | Social Capital 3000000 RON The General Register of the National Bank of Romania under no. As we touched on at the start of this guide, paying off your credit card before its due date could actually help you by keeping your credit utilisation ratio in a good place. You could get a credit limit increase after your 5th statement and further increases every 5 months, up to £4,000. We use necessary cookies and similar technologies to make our website work, as well as optional cookies to improve your experience through analytics, and also for marketing on this and other sites or platforms. M17 1FQ. If you are For example, if you withdraw £50, you'll incur a fee of £3.00. There are a couple of ways you can easily find this out: Intelligent Lending Ltd is a credit broker working with a panel of lenders. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. You have every intention of paying your dishwasher off and bringing your account back down to normal by your due date, but your credit card provider does its reporting on the 19th of every month. You can read more or update your preferences any time by visiting our cookie policy. With our QuickCheck tool, you can see if you’ll be accepted for the Ocean credit card before you apply. 36 405, Acest site foloseşte cookie-uri. Ocean Finance will share your data with CredAbility so they can contact you and provide your free credit report.

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